Can I Claim Insurance for a Self-Inflicted Scratch on My Car?

What does the non-deductible mean in car insurance?

The following is an introduction to the non-deductible in car insurance: 1. The full name of the non-deductible is the non-deductible liability insurance, which is an additional insurance for car damage or third-party liability (i.e., it cannot be purchased separately without buying the former). 2. Even if the non-deductible is not purchased, the insurance company can still settle the claim, but only 80% of the stipulated compensation amount will be received, and the remaining 20% must be borne by the policyholder. If the "non-deductible insurance" is purchased, 100% compensation can be received when an accident within the scope of insurance liability occurs. 3. If various non-deductible special clauses are purchased, the deductible rate can be fully covered. That is to say, if the non-deductible for car damage insurance is purchased, the original deductible rate will not be calculated, and the insurance company will pay 100% of the claim.

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What does odo mean?

odo means: the total mileage count of a car, an odometer that cannot be reset. Here is some related information: 1. Specific explanation: odo is the abbreviation of odograph, meaning odometer, which is frequently used in the automotive industry. As for why odo is used instead of trip-mete or km-meter, it is because odo evolved from the Greek word hodós, originally meaning route or distance. 2. Function: The car's mileage can be seen on the odometer, usually indicated by ODO, with the unit km following the value, representing the car's current total driving distance. Its function is to let the driver know the distance traveled, which can be used to calculate fuel costs and indirectly reflect whether the car is fuel-efficient. The car can display small driving distances (single trip mileage) and total driving distance. The single trip mileage can be reset to zero, but for current electronic dashboards, the total mileage cannot be reset to zero. Therefore, when purchasing a used car, the total mileage is also an important reference value.

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Can a temporary ID card be used for the fourth subject exam?

Temporary ID cards can be used for the fourth subject exam, as they hold the same validity as regular ID cards. Simply go to the public security bureau, present your household registration booklet, a recent one-inch black-and-white photo without a hat, and pay a fee of 10 RMB. Students can obtain their temporary ID card on the same day they apply for it. Notes for the fourth subject exam: 1. Verify information: Upon entering the exam room, first check if the information on the exam computer is correct to avoid realizing halfway through that you are in someone else's seat. If needed, raise your hand to signal the invigilator and avoid unauthorized contact with other examinees. 2. Pay attention to photo capture: Similar to the first subject exam, the system will intermittently capture headshot information during the exam. Ensure that the upper one-third of your face and chest is within the monitoring range; otherwise, failure to capture your photo will result in a failing grade even if you score 100 points.

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How long do you have to register a vehicle after winning a Shanghai license plate?

The payment deadline set by the auction house is within 5 working days. Payment methods include online payment through the auction website or on-site payment at any designated branch. Additional information: 1. Clear all fees: The first thing to do after winning a Shanghai license plate is to pay all the fees within the specified time, including the auction service fee and the passenger car quota fee. After payment, you will receive the quota certificate. With this certificate, you can proceed to the vehicle management office for registration. The quota certificate is valid for one year, and you must convert it into an actual license plate and attach it to your vehicle within this period. 2. Online payment with mail service: If you choose online payment, you can also apply for the quota certificate to be mailed to you, which is more convenient and efficient. Of course, if you prefer a more ceremonial approach, you can also collect the quota certificate in person at the designated location.

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How Many Questions Are There in Subject One of the Driving Test?

The Subject One test for a driver's license consists of 100 questions. According to the "Regulations on the Application and Use of Motor Vehicle Driver's Licenses," the test is divided into single-choice questions and true/false questions, with each question worth 1 point, totaling 100 points. If 11 questions are answered incorrectly during the test, the system will automatically submit the test and end the exam. Subject One, also known as the theoretical test or driver's theory test, is part of the motor vehicle driver's license assessment. The test content includes the theoretical basis of driving, road safety laws and regulations, local regulations, and related knowledge. The test is conducted on a computer with a time limit of 45 minutes. Subject One test content: Driver's license and motor vehicle management regulations; road traffic conditions and regulations; road traffic safety violations and penalties; road traffic accident handling regulations; basic knowledge of motor vehicles; local regulations; knowledge of braking systems and safety devices for large and medium-sized passenger and freight vehicles; specialized knowledge for wheeled self-propelled machinery, trams, and trolleybuses. Subject One test precautions: Candidates should pay attention to their attire during the test; no slippers are allowed, and electronic devices and bags are prohibited in the examination room. Bring your ID card and queue to enter the waiting hall. Observe the precautions and procedures on the large screen, and store personal belongings in a locker before entering the examination room. Upon entering, the identity verification area will assign a seat. After finding your seat, begin the test. Ensure the camera is aligned with you and adhere to exam discipline. If you fail the first time, there is a retake opportunity on the same day. If you fail again, you must pay to reschedule. After the test, queue to collect your score report and sign it. Failure to sign will render the result invalid. There is no limit to the number of times you can reschedule the Subject One test. Each subject can be taken once, and if you fail, you can retake it once. If you do not take the retake or fail the retake, the current test session ends, and the applicant must reschedule. For Subject Two and Subject Three, there are only five attempts. Subject Two and Subject Three tests can be rescheduled after ten days. If you fail the Subject Three safety and civilized driving knowledge test, the previously passed road driving skills test scores remain valid. There are three subjects in the driving test: Subject One, Subject Two, and Subject Three. Subject One refers to the road traffic safety laws, regulations, and related knowledge test; Subject Two refers to the field driving skills test; Subject Three is divided into two parts: road driving skills and safety and civilized driving knowledge tests. The safety and civilized driving knowledge test is conducted after Subject Three, so it is commonly referred to as Subject Four. However, in official terms (i.e., the Ministry of Public Security's Order No. 123), there is no such thing as Subject Four.

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Do I Need to Register an Added Front Splitter?

Adding a front splitter to a car requires applying for a modification registration with the public security authority's management department. Below is relevant information: 1. Penalties: Failure to register will be considered illegal modification. Depending on the situation, it may also require updating the driver's license for registration. If the modification of the front splitter is not approved through the registration process, traffic police will impose corresponding penalties. 2. Specific Regulations: Adding a front splitter is a decorative modification. As long as it is registered with the vehicle management office, it is not considered illegal modification, and traffic police generally will not stop you. Illegal modifications mainly refer to exaggerated changes to the body color, installing large body kits, modifying the exhaust system, or altering the engine model.

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Can I Claim Insurance for a Self-Inflicted Scratch on My Car?

What does the non-deductible mean in car insurance?

What does odo mean?

Can a temporary ID card be used for the fourth subject exam?

How long do you have to register a vehicle after winning a Shanghai license plate?

How Many Questions Are There in Subject One of the Driving Test?

Do I Need to Register an Added Front Splitter?

How Long Can a Stock Vehicle Remain Unregistered?

What does ABS mean?

What does 'aoff' mean in a car?

How many labels need to be affixed on the car windshield now?