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can i get heloc on rental property

1Answers
NathanRose
11/28/2025, 07:26:43 AM

Yes, you can get a HELOC on a rental property, but it is generally more difficult to qualify for than one on a primary residence due to lenders viewing it as a higher risk. Lenders will typically require you to have a strong credit score, a low debt-to-income ratio, substantial property equity, and robust cash reserves. It's also important to note that the interest rates and fees are often higher.

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