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can you get a heloc on an investment property

1Answers
SanEmmett
11/28/2025, 07:26:51 AM

Yes, you can get a Home Equity Line of Credit (HELOC) on an investment property, but it is generally harder to qualify for and comes with stricter requirements, such as a lower loan-to-value ratio and a need for more cash reserves, compared to a HELOC on a primary residence. Not all lenders offer them, and you'll likely face a higher interest rate, but it provides flexible access to cash by leveraging the equity in your rental or other investment property.

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