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can i get a heloc on a rental property

1Answers
SanAndres
11/28/2025, 07:26:47 AM

Yes, you can get a HELOC on a rental property, but it is generally more difficult to qualify for than one on a primary residence due to lenders viewing it as a higher risk. Requirements typically include a strong credit score, a low debt-to-income ratio, significant equity in the rental property, and healthy cash reserves. Additionally, you should expect potentially higher interest rates and fees.

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