Is it still necessary to affix the insurance label on the car?

[MarianaMarie]

It is mandatory to affix the label. After purchasing compulsory insurance for the vehicle, the insurance sticker must be immediately placed on the right side of the front windshield. Although some regions have implemented electronic labels, they are not yet widely used, and the vehicle insurance emblem still needs to be affixed to be allowed on the road. The following are the penalties for not affixing the insurance emblem: One point will be deducted from the motor vehicle driver's license, and a fine of 200 yuan will be imposed, as stipulated by the Road Traffic Safety Law. When driving on the road, vehicles must display the insurance emblem and the annual inspection emblem, and carry the motor vehicle driver's license and the vehicle registration certificate.

[LeMicah]

I've been driving my private car for many years. In the past, I always had to stick that small label on the windshield, and had to go get a new one when it expired. It was sticky and easily got dirty. Now with technological advancements, I can view my electronic insurance policy through a mobile app. When the police pull me over, they can just scan the license plate or check the app, saving the trouble of sticking labels. It's much more environmentally friendly, and I don't have to worry about the sticker getting damaged or forgetting to renew it when it expires. However, regulations vary by location. Cities like Shanghai or Beijing have long implemented digitalization, but some smaller areas might still require physical stickers. It's best to check local traffic regulations or consult your insurance company before traveling to avoid trouble. Safe driving is crucial—if you're stopped by police without proof, you might have to pay a fine. From my personal experience, the era of sticking labels is coming to an end.

[MacPhoebe]

As a tech enthusiast, I closely follow changes in vehicle management. Traditional insurance decals used to be mandatory, requiring placement on the windshield for inspection purposes, but the digital revolution has transformed this. Nowadays, insurance companies are mostly connected to traffic systems, allowing police to verify insurance status via mobile device scans or online queries during enforcement. Physical stickers have become more of a nuisance, prone to damage from weather conditions. Owners of connected vehicles like Teslas or other networked car models have all their documentation integrated into their mobile apps—just one tap and it's done. This not only enhances convenience but also reduces plastic waste. Of course, some regions or remote areas may not yet have upgraded their systems, so it's wise to carry electronic copies as backup—better safe than sorry. The key is maintaining valid insurance coverage, as driving uninsured poses significant risks.

[CaydenLynn]

At my age, I've witnessed tremendous changes in the automotive world. I remember when I was young, we had to obediently stick paper labels on our cars, or the police would fine us. If the sticker fell off, we'd rush to replace it in a panic. Nowadays, it's much more convenient with the widespread adoption of electronic insurance policies. I just keep a PDF or QR code on my phone, and I hardly see any stickers on the road anymore. It saves maintenance time and eliminates the safety hazard of obscured vision from labels. Rural hometowns might still be a bit old-fashioned, but in cities, stickers are basically obsolete. Before heading out, I always make sure my phone has the documents saved, just in case. It's great to see progress – sticking labels has become a historical memory.

[MacThomas]

From a safe driving perspective, insurance proof is the legal baseline. Affixing physical labels was once a mandatory measure to ensure valid coverage could be promptly verified in case of accidents, preventing uninsured vehicles on the road. In the current wave of digitalization, most provinces like Guangdong and Zhejiang have abolished physical label requirements, adopting APP or traffic management system verification instead. However, vehicle owners must carry electronic policy documents or instantly verifiable proof. The key lies not in whether to affix labels, but in ensuring insurance is genuinely valid and quickly presentable—otherwise, penalty points and fines are inevitable. Before hitting the road, check your policy's validity period and utilize navigation tools like Baidu Maps' built-in insurance services for worry-free travel.

[SanTucker]

As a parent who drives my kids to school every day, I pay close attention to the details of car labels. In the past, when I stuck labels on the windshield, my mischievous child would reach out and accidentally peel them off. Now, with electronic insurance policies stored on my phone, I can simply show a screenshot or use the app during school pickups or long trips, which is both convenient and safe. Not having labels blocking the view also makes it clearer for my child sitting in the front seat. Rules vary by city—for example, Beijing has fully transitioned to digital, while Chengdu might still require physical labels. I always check with my insurance company or the DMV app beforehand. The key is to use the car legally and prioritize the safety of my family.