Is it necessary to purchase auto spontaneous combustion insurance separately?

[DeKimberly]

Spontaneous combustion insurance does not need to be purchased separately. Here is the relevant introduction: Spontaneous Combustion Insurance: The policyholder must first purchase auto damage insurance before they can buy spontaneous combustion insurance. Spontaneous combustion insurance provides coverage for vehicle owners in the event of their vehicle catching fire spontaneously, serving as an additional coverage under auto damage insurance. After the comprehensive reform of auto insurance, separate glass breakage, spontaneous combustion, engine water damage, no-deductible coverage, and designated repair shops have been incorporated into auto damage insurance. Introduction: During the insurance period, if the insured vehicle suffers losses due to fire caused by issues with the vehicle's electrical circuits, wiring, fuel lines, fuel supply system, cargo itself, or friction during operation, as well as the reasonable rescue expenses necessarily incurred by the insured to reduce the vehicle's losses in the event of such an insurance incident, the insurance company will provide corresponding compensation. Vehicle owners can only purchase spontaneous combustion insurance if they have already insured their motor vehicles with auto damage insurance.