How to File an Insurance Claim for a Flooded Car?

[AugustLee]

After the insurance company's loss assessor arrives at the scene, they will determine the extent of the vehicle's damage based on the flooded areas and take measures to prevent further losses. If the vehicle is not deeply submerged, for example, only the floor mats are soaked, the repair personnel will first disconnect the power, use professional equipment to dry the wet areas, and perform a computer diagnostic check. If the vehicle is severely flooded, with rainwater reaching above the dashboard, the insurance liability must be confirmed first, and then the components will be disassembled for damage assessment.