Based on the provided information and general numismatic knowledge, the value of a 90% silver Roosevelt dime is determined primarily by its silver content, with an additional premium for any collector value.
Roosevelt dimes minted in 1964 and earlier are composed of 90% silver and 10% copper. The base value for these coins is their "melt value," which is the intrinsic worth of the silver they contain. This value fluctuates daily with the spot price of silver on the commodities market. Therefore, there is no single, fixed price for a silver Roosevelt dime; its worth changes constantly. Most circulated silver Roosevelt dimes are considered common and are typically valued at or slightly above their current melt value.
The provided context from the Great American Coin Company shows retail pricing for these coins, often sold in rolls or bags based on their total face value. This retail price includes the coin's silver melt value plus a premium to cover the dealer's business costs and profit. This is the price a buyer would typically pay a dealer, which is different from the base melt value.
A dime's value can exceed its silver content if it has numismatic or collector value. Factors that can make a coin more valuable to collectors include its specific year and mint mark, its physical condition or grade (especially if it is in uncirculated condition), and the presence of any rare errors. However, for the vast majority of 90% silver Roosevelt dimes that are in circulated condition, their value is closely tied to their silver content.
