
Whether the premium will increase in the second year after claiming for car repairs depends on the number of claims: 1. You may get a discount: The conditions for receiving a discounted insurance price in the following year include no claims in the first year; the number of claims is two or fewer (including two); or the first-year compensation amount is lower than the premium amount. 2. Single-party accident: If there are no claims under compulsory traffic insurance and the coverage items remain the same as the previous year, the insurance premium will not increase. Information about car insurance is as follows: 1. Main coverage: Vehicle damage insurance; third-party liability insurance (compulsory traffic insurance). 2. Additional coverage: Full vehicle theft insurance; onboard liability insurance; cargo falling liability insurance; windshield breakage insurance; vehicle downtime loss insurance; spontaneous combustion loss insurance; newly added equipment loss insurance; no-deductible special coverage.


