Will insurance cover a car flooded by water?

1 Answers
MacPeter
07/29/25 7:42pm
Direct losses to a vehicle caused by flooding will be compensated by the insurance company according to the terms of the insurance contract. Below is an introduction to auto insurance: Introduction: Motor vehicle insurance is a type of commercial insurance that covers personal injury, death, or property damage caused by natural disasters or accidents involving motor vehicles. Its clients: primarily legal entities and individuals who own various types of motor vehicles. Its subject matter: mainly various types of cars, but also includes specialized vehicles such as electric cars, battery-powered vehicles, and motorcycles. Principle: The basic function of insurance is to organize economic compensation and provide insurance payouts, which is also the fundamental role of motor vehicle insurance. Through motor vehicle insurance, the various risks and resulting losses faced by enterprises, families, and individuals owning motor vehicles can be dispersed and transferred across society, embodying the social principle of 'pooling risks and dispersing losses.'
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