Which four types of car insurance are appropriate to purchase?

[CoraMarie]

Generally required car insurance types to purchase: 1. Compulsory Traffic Accident Liability Insurance: A legally mandatory coverage that must be purchased for legal road use. 2. Vehicle Damage Insurance: Provides compensation for losses caused by external factors to the insured vehicle, typically not exceeding 30% of the liability limit. 3. Third-Party Liability Insurance: In cases of major accidents where the compensation from compulsory insurance is insufficient, this coverage serves as a supplement, with coverage amounts ranging from 50,000 to 2 million. 4. Passenger Liability Insurance: Divided into driver's seat and passenger seats, it covers compensation for injuries or deaths of passengers in the event of an accident, with coverage options from 10,000 to 50,000. 5. No-Deductible Insurance: The insurance company assesses the deductible rate based on the insured vehicle's share of responsibility in an accident, typically ranging from 5% to 20%. Purchasing this coverage exempts the policyholder from these deductibles.