What types of insurance should be purchased for a sedan?

1 Answers
StAlyssa
07/30/25 1:05am
There are five types of insurance that should be purchased for a car, namely Compulsory Traffic Accident Liability Insurance (CTPL), Vehicle Damage Insurance, Third-party Commercial Liability Insurance, Theft Insurance, and Passenger Liability Insurance. Below are the relevant introductions about car insurance: 1. CTPL: A mandatory national car insurance that provides coverage for the other party's property and personal safety. 2. Special Insurance for Non-deductible: The most important aspect of this car insurance lies in its absolute non-deductible rate. 3. Vehicle Damage Insurance: This insurance mainly protects the car. If the car is involved in an accident or suffers damage due to natural disasters, these losses can be compensated by the insurance company through Vehicle Damage Insurance. 4. Third-party Liability Insurance: This insurance mainly covers the personal injuries, deaths, and property losses of third parties in traffic accidents. To supplement the coverage limit of CTPL, a comprehensive Third-party Liability Insurance is necessary.
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