What types of car insurance should I generally purchase?

[MacAdalynn]

Car insurance includes the following items: 1. Compulsory Traffic Insurance: This type of insurance is mandatory, and all vehicle owners must purchase it. The only drawback is that the compensation amount is relatively small. 2. Third-Party Liability Insurance: This insurance serves as a supplement to Compulsory Traffic Insurance. Both provide compensation to third parties, but in the event of an accident, the payout is based on the policyholder's degree of responsibility. Many auto insurance policies include clauses for non-deductible coverage, where the insurer waives certain deductibles. 3. Vehicle Damage Insurance: This insurance covers the loss or damage to your own vehicle, but not all damages are covered. For example, standalone damage to glass, side mirrors, or tires (including rims) is not covered. Additionally, damages caused by earthquakes, drunk driving, or hit-and-run incidents are also not compensated by the insurer.