What to Do If Your Car Gets Scratched in a Parking Lot?
2 Answers
If your car gets scratched in a parking lot, the owner can find relevant information based on clues from the dashcam and then seek help from the police. The following is an introduction to auto damage insurance: 1. Basic Concept: Auto damage insurance is a type of commercial auto insurance where the insurer compensates within a reasonable range for damage to the insured vehicle caused by an insured accident involving the policyholder or an authorized driver. 2. Insurance Premium Discounts: The new terms also establish 12 auto insurance rate adjustment levels based on the previous year's claim records, with dynamic adjustments made according to the previous year's claims. The highest level is level 12, where the insurance premium will be adjusted to 200%; the lowest level is level 1, where the insurance premium will be adjusted to 50%.
Having driven for so many years, I've had quite a few experiences with scratches in parking lots. When your car gets scratched, the first thing is not to get upset. Get out of the car and carefully inspect the damaged area, taking clear photos with your phone, including the overall vehicle, close-ups of the scratches, and the surrounding environment. If there are witnesses, politely ask them about the situation and request their contact information. Then, report to the parking lot attendant or security guard and ask them to help retrieve the surveillance footage. Next, promptly contact your insurance company to file a claim, preparing the evidence photos. From experience, many scratches are due to parking skills. Choosing an open spot and avoiding parking too close to other cars next time can reduce the risk. Finally, if you're unsure about the extent of the damage, have it checked by a professional repair shop to avoid hidden issues.
