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What is the Definition Standard for a Major Accident Vehicle?

4 Answers
FinleyAnn
07/29/25 3:46am

Accident vehicle identification standards refer to vehicles that have experienced severe collisions or impacts, prolonged water immersion, severe fires in the engine compartment or passenger compartment with relatively large burn areas, and significant mechanical damage. Additional information: Methods for identifying accident vehicles include: exterior inspection, light inspection, insurance record checks, and interior inspection. Any of the following conditions qualifies a vehicle as an accident vehicle: 1. Vehicles that have been impacted, causing damage to the engine compartment. 2. Vehicles with rear quarter panel impact damage exceeding one-third of the panel. 3. Vehicles with welded, cut, reshaped, or deformed longitudinal beams. 4. Vehicles with welded, cut, reshaped, or deformed shock absorber mounts. 5. Vehicles with welded, cut, reshaped, or deformed A, B, or C pillars. 6. Vehicles whose airbags deployed due to impact. 7. Vehicles with severe welding, cutting, reshaping, or deformation in other non-removable parts. 8. Vehicles with water immersion exceeding half of the body or water entering the cabin. 9. Vehicles with fire damage exceeding 0.5 square meters, posing safety hazards even after repairs.

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PresleyLee
08/12/25 3:01pm

I've refurbished quite a few used cars, and major accident vehicles typically refer to those that have suffered severe collisions resulting in damage to the main structure. The core criteria include deformation of the body frame, damage to the chassis, or deformation of the suspension system, with the deployment of airbags being a clear indicator. Even if a repaired car looks good on the surface, the structural strength may be compromised, leading to potential noise or handling issues while driving. When buying a used car, it's crucial to check the maintenance records and the uniformity of the body paint—misaligned gaps or color mismatches in the paint can reveal signs of an accident. These cars depreciate quickly, so while looking for a bargain, safety should always come first.

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LePhoebe
10/02/25 7:29am

As a daily car owner, I understand that the definition of a severely damaged accident vehicle is when the main structural parts of the car are heavily compromised in a collision, such as a bent frame or deformed engine bay. Airbag deployment is definitely a major accident indicator. Even after repairs, there are often hidden dangers, like slower brake response or unresponsive steering. When buying a used car, it's important to check the accident history and look for any major repair reports in the insurance records. During a body inspection, checking if the doors open and close smoothly can reveal issues. Avoiding such cars is crucial for safer and more worry-free driving.

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VanMaci
11/16/25 2:24am

When handling insurance claims, the criteria for a major accident vehicle involve severe accident damage such as chassis distortion or safety system failure, with airbag deployment automatically classifying it. Claims records showing extensive repairs can lead to skyrocketing premiums or even policy denial. Post-repair vehicle conditions are unreliable and prone to worsening in subsequent accidents. It is recommended that owners identify risks through vehicle inspection reports and avoid concealing facts when purchasing insurance.

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