What are the hazards of a water-damaged car and can it still be driven?

[MacKira]

If the water has submerged the engine, the car should not be driven anymore. Once started, water entering the engine can affect the vehicle's electrical system, causing malfunctions. It can also lead to water damage in the car's computer, resulting in complete failure and locked windows. This is why some people suffocated in their cars during the heavy rain in Beijing. Additional information: 1. Submerged while stationary: If the vehicle is submerged while stationary, the engine will not be damaged, and compensation can be claimed if comprehensive car insurance is purchased. However, if one impulsively tries to drive the car out of the flooded area, causing engine damage, even with water ingress coverage, the insurance will not compensate. 2. Engine failure due to driving through water: Another scenario is engine failure due to driving through water. If water ingress coverage (i.e., special engine loss insurance) is purchased, the insurance company can be approached for compensation. On the other hand, if only comprehensive car insurance is purchased without water ingress coverage, only parts other than the engine will be compensated. Of course, if the engine is damaged due to a second ignition attempt in water, even with water ingress coverage, the insurance company will not compensate.