Is it still necessary to display the compulsory traffic insurance label in 2021?

[LeConnor]

If you are in an area where electronic insurance policies have been implemented, the compulsory traffic insurance label does not need to be displayed. Most regional insurance companies no longer provide paper policies or compulsory traffic insurance labels, replacing them with electronic policies and electronic compulsory traffic insurance labels. Additional information: 1. Introduction to compulsory traffic insurance: Compulsory traffic insurance is a mandatory liability insurance provided by insurance companies to compensate for personal injuries, deaths, and property losses (excluding passengers and the insured) caused by the insured motor vehicle in road traffic accidents, within the liability limits. 2. The role of the compulsory traffic insurance label: (1) The relevant person in charge of the China Insurance Regulatory Commission emphasized that starting from July 1, 2006, vehicles insured under this policy must display the insurance label on the front windshield. For vehicles without a front windshield, such as motorcycles and tractors, a portable insurance label should be used. (2) According to the "Regulations on Compulsory Traffic Accident Liability Insurance for Motor Vehicles," if a driver is found by traffic authorities to have forgotten to carry the insurance label or policy after July 1, they may face fines ranging from 20 to 200 yuan. If the vehicle is not insured, the fine will be twice the amount of the premium payable, and in severe cases, the vehicle may be impounded, and points may be deducted.

[JakeLynn]

I've been driving for nearly 30 years. Back then, that little yellow compulsory traffic insurance decal had to be stuck on the windshield, and traffic police could check it anytime. In 2021, many cities like Beijing and Shanghai implemented electronic insurance policies where you could just show proof of insurance via mobile apps, eliminating the need for paper decals. Last year, I didn't put up the decal myself, and when I was checked once on the highway, showing it on my phone was enough. But I've heard some rural or remote areas haven't adopted the electronic system yet and might still require the paper decal. So I'd suggest checking the local traffic management app or asking your insurance company—better to put it up if needed to avoid trouble. Times have changed; digital is more convenient and eco-friendly, but for safety's sake, don't cut corners.

[SanKathryn]

I just got my driver's license last year as a newbie. When buying a car, the salesperson reminded me to display the compulsory traffic insurance decal, but I searched online and found that since 2021, many places like Guangzhou and Nanjing support electronic insurance policies, eliminating the need for physical stickers. I downloaded the insurance company's app on my phone, and logging in displays an electronic decal screenshot for backup. Last year, a security guard in my residential area asked about it, and I just showed my phone to settle the matter. However, a buddy mentioned that when driving across provinces, it's better to carry a printed copy just in case local traffic police in small towns aren't familiar with the electronic process. For daily city commuting, there's basically no need to display the sticker now—it's hassle-free and reduces those annoying adhesive marks on the windshield. I recommend new drivers download the 12306 app or their local traffic app to confirm the latest regulations.

[DeSpencer]

As an average working-class car owner, I prioritize compliance to avoid fines. Compulsory traffic insurance is mandatory by law, and the sticker serves as proof of payment. In 2021, many regions implemented digital reforms, allowing drivers to display electronic proof via Alipay or WeChat mini-programs instead of physical stickers. Our area adopted this last year, leaving windshields much cleaner. However, when traveling to rural areas, I've heard some places still require paper versions, so I keep a printed copy from the insurer in my car just in case. Electronic policies offer many benefits—just remember to renew on time. Compliant driving puts safety first.

[McJoseph]

I often travel on business and drive around. Last year, in big cities like Shenzhen and Shanghai, the compulsory traffic insurance labels were digitized, and traffic police could handle checks via mobile apps. However, I remember in a small county in Sichuan, a friend received a warning ticket for not displaying the sticker. In 2021, policies varied by region, so I’m used to downloading the 'Traffic Management 12123' app to check in real time. I recommend keeping an electronic record backup and carrying a printed copy on long trips to avoid trouble. The digital trend is convenient and fast—don’t risk a fine of hundreds of yuan and waste your insurance coverage over a small oversight.

[MaximusLee]

As a stay-at-home dad driving my kids to and from school, safety is always the top priority. In 2021, most urban areas no longer require displaying the compulsory traffic insurance paper decal – you can just save the electronic version in a mobile app to check insurance status. But I still insist on printing one and sticking it on the lower left corner of the windshield, just in case of poor signal or system issues. Last time when going on an outing and passing a checkpoint, it saved me time explaining. For the kids' sake, maintaining compliant little habits is good. While digitalization brings progress, being cautious never hurts. Remember to renew the insurance annually without lapse for more peace of mind when driving.