Is it no longer necessary to display car insurance labels?
3 Answers
Currently, in some cities across the country, car owners are not required to display car insurance labels on their vehicle's windshield. However, it's important to note that this applies only to certain cities, as electronic insurance policies have not yet been implemented nationwide. More information about car insurance labels: 1. Electronic insurance policies: At present, only some cities in the country, such as Beijing, Guangdong, Jiangxi, Hubei, Guizhou, and Shanghai, have gradually introduced electronic insurance policies. After the implementation of electronic policies, car owners no longer need paper policies for annual inspections, claims, and other related procedures, nor do they need to display compulsory insurance policy labels in their vehicles. In 2019, the cancellation of insurance labels was only in the pilot implementation phase and had not yet been fully implemented nationwide. 2. Legal requirements: According to Article 11 of the Road Traffic Safety Law of the People's Republic of China: When driving a motor vehicle on the road, the vehicle's license plate must be displayed, along with the inspection qualification mark and insurance mark, and the vehicle's registration certificate must be carried in the vehicle.
I remember we used to have to stick that blue and yellow compulsory traffic insurance decal on the windshield. Two years ago when I went for the annual vehicle inspection, the DMV staff told me it's no longer required. Now China has implemented an electronic insurance policy system nationwide, where insurance companies directly input information into the traffic police database. Once during an interprovincial road trip when I got pulled over, the officer just entered my license plate number to check my insurance details. However, friends who frequently take long-distance trips should still keep screenshots of their electronic policies ready, especially truck drivers transporting goods - some remote inspection stations have slower equipment updates. I keep the electronic policy screenshot in my phone gallery year-round. Now the windshield looks much cleaner, and I don't have to scrape off adhesive marks every year anymore.
When picking up the new car last week, the insurance specialist specifically mentioned that no labels need to be affixed to the windshield anymore. The e-policy is automatically synced in the 12123 APP, and you can simply present the vehicle license during inspections. However, two points should be noted: rental cars from car rental companies may require an additional deposit to retain the paper policy; for your own car's annual inspection, some regions still require printing the e-policy certificate. It is recommended to save the e-policy PDF in your WeChat favorites, which is much more convenient than the paper version. Additionally, when handling accidents in other locations, bringing a screenshot of the e-policy will save more trouble.
