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How to Handle a Flood-Damaged Totaled Vehicle?

1Answers
Hunger
07/24/2025, 03:20:30 PM

The standard procedure is as follows: After discovering the vehicle has been flooded, the owner should notify the insurance company for damage assessment and inspection to determine the approximate extent of the loss. The vehicle will be towed to a repair shop or dealership service center for disassembly. Technicians will evaluate the severity of water ingress to determine if the vehicle is worth repairing. In cases of extreme damage, the insurance company's professional appraisal institution will conduct an evaluation. Only when the actual loss exceeds 70% of the vehicle's value may it be classified as a total loss.

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