How to Assess Damage for a Flooded Vehicle?

[Mateo]

Report the incident to your insurance company promptly. Inform them of the vehicle's location and the extent of flooding. You can take a few simple photos of the flooded vehicle; the owner does not need to advance the repair costs. Once the water recedes, locate the vehicle as soon as possible. If the vehicle cannot be found, obtain a police report, and the insurance company will proceed with the claim settlement. The insurance company will determine the compensation based on the damage assessment and the watermarks inside the vehicle. For engine damage caused by water submersion, if you only have basic vehicle damage insurance without additional water submersion coverage, the compensation for engine damage will be assessed on a case-by-case basis.