Is 12 Points Deduction on Driver's License Considered a Bad Record?

[LeAriel]

Deducting 12 points from a driver's license is considered a bad record because drivers who have 12 points deducted are generally not allowed to participate in additional driving tests. Below is relevant information about driver's license point deductions: 1. Point cancellation must use a bound driver's license: To reduce the space for buying and selling driver's license points, new regulations stipulate that point cancellation must use a bound driver's license. The same vehicle cannot be bound to more than 3 users simultaneously, and the same user cannot bind more than 3 vehicles at the same time. 2. Penalty regulations: If it is found that more than 3 drivers have processed violations for the same license plate vehicle within one scoring cycle, starting from the fourth driver's license, they will be placed on a "blacklist."

[DiTucker]

A 12-point deduction on your driver's license constitutes a poor driving record, which leaves a mark in your driving history. Specifically, after accumulating 12 penalty points, you must attend a seven-day traffic safety law course and retake the theoretical driving test (Subject 1). This penalty record will be logged in the traffic management system and retained for over three years. I know a friend who got 12 points deducted for drunk driving and was subsequently rejected when applying for a ride-hailing driver position because the company checked his record. However, such negative records primarily affect driving-related areas—for instance, car insurance premiums may increase by about 30%, but it won't impact your bank loans or general employment background checks. Overall, it's considered a blemish in your driving record, distinct from a criminal record. You can continue driving after passing Subject 1 again, but you'll need to be extra careful to avoid further violations.

[ChaseLynn]

I believe that getting 12 demerit points is a negative record in terms of driving behavior, but not the kind of stain on one's life. When I used to drive a taxi, I knew that such violation records mainly exist within the internal systems of the traffic police department. Accumulating 12 points means you must attend a retraining course and pass an exam, during which your license will be temporarily suspended—this can be particularly time-consuming. This record will show up when renewing your license, and any future violations will result in harsher penalties. For example, once I was caught speeding with passengers, and when I parked illegally six months later, the fine was doubled. For ordinary people, as long as you're not a professional driver, it generally doesn’t affect daily life. Insurance companies might factor it into risk adjustment calculations, but credit card and mortgage applications remain completely unaffected. The key is to learn from the experience, drive safely, and avoid repeating the same mistakes.

[SanMargaret]

From the perspective of traffic regulations, deducting 12 points does constitute a poor driving record. This administrative penalty will be retained in the traffic management system and affect driving qualification assessments. However, it's important to distinguish that this is an administrative violation record rather than a criminal record, and will not be entered into personal credit files. The actual consequences mainly include mandatory re-education and testing, as well as facing higher penalties if violations recur within three years. Certain professions like logistics drivers may lose their qualifications, but ordinary job applications won't be affected. The key is to address it promptly - while the record remains after completing re-education, driving privileges can be restored.

[VonEdward]

My car insurance claim experience shows that deducting 12 points counts as a negative record. Last year, a client got 12 points deducted for drunk driving, and their premium increased by 50% upon renewal the following year because the system flagged them as a high-risk driver. This record is kept on the traffic police platform for five years, and it can be checked during applications for license replacement or renewal. Interestingly, banks never look at this—when I helped a client with a car loan, they only checked the credit report. So strictly speaking, it's an industry-specific negative record, mainly affecting driving-related matters: car rentals might be denied, ride-hailing registration could fail, and retaking the written test can disrupt work schedules. It's advisable to check for traffic violations before long trips and avoid peak-hour routes to reduce speeding risks.

[GriffinFitz]

As a young driver, I deeply experienced having 12 points deducted for speeding last year. This definitely counts as a bad driving record, with the system file shown by traffic police in the remedial class clearly marked with a red warning. Retaking the subject one test took two weeks, and this blemish will remain on the platform for three years. The most troublesome part was paying an extra 800 yuan for insurance, and friends who borrowed my car also said they didn't dare to drive after seeing the record. However, it didn't affect my internship resume submissions at all, proving it's different from a credit blacklist. Now when I drive, I keep an eye on the dashboard, as any more points deducted would mean a downgrade of my license. The record can't be erased but can be compensated for, and its impact gradually diminishes after five years of safe driving.