Does cutting the fender count as a major accident?

[AveryMarie]

Cutting the fender counts as a major accident. The details are as follows: Detailed explanation: Generally speaking, if the non-removable parts of a car are damaged, it is considered an accident vehicle. If the removable and replaceable parts are damaged, it is not considered an accident vehicle. The car body is composed of the body frame and body panels. The body panels mainly include the front and rear bumpers, engine hood, fenders, doors, trunk lid, etc. Judgment: If the body panels of a car are damaged, it indicates that the car is not an accident vehicle because the body panels can be detached and replaced. If the car's frame is damaged, it indicates that the car is an accident vehicle.