Can I claim insurance for self-inflicted paint scratches?

[ValerieFitz]

You can file an insurance claim, provided that you have purchased vehicle damage insurance. If the damage is caused by a collision between two vehicles, report the incident to the insurance company within 48 hours for damage assessment and promptly notify the traffic police to determine liability. Generally, insurance claims proceed smoothly. If you have "vehicle damage" coverage, it's advisable to file a claim to minimize personal expenses. Below is relevant information about motor vehicle insurance: Definition of motor vehicle insurance: Motor vehicle insurance, also known as auto insurance (abbreviated as car insurance), is a type of commercial insurance that covers liability for personal injuries or property damage caused by natural disasters or accidents involving motor vehicles. Development of motor vehicle insurance: The true development of motor vehicle insurance occurred after World War II. On one hand, the widespread use of automobiles made road accidents a common social hazard; on the other hand, many countries mandated third-party liability insurance for various motor vehicles, including cars. As a result, motor vehicle insurance has become a universally significant insurance business worldwide.