Will the insurance company repair or compensate for a water-damaged car?
1 Answers
Insurance companies will repair water-damaged cars. Below are the specific details regarding this matter: Introduction: In the event of a vehicle being submerged in water, the auto damage insurance can cover the cost of repairing parts of the vehicle other than the engine. However, damage caused to the engine itself can only be claimed under the additional water damage insurance. Water damage insurance is a specific add-on coverage for the engine and must be purchased separately! Vehicles with water damage insurance can receive compensation for engine damage caused by driving through waterlogged roads or being submerged in water. Relevant information: If a vehicle is submerged in water or engine damage occurs due to driving through water, the auto damage insurance will not provide compensation. If a vehicle is soaked in water but the engine is not affected, and only parts replacement or circuit repairs are needed, this falls under the coverage of auto damage insurance. Even if the entire vehicle is submerged, leading to a total loss, the insurance company can provide full compensation. If water damage insurance is not purchased, the insurance company will only compensate for losses incurred when the vehicle is stationary and submerged, provided no attempt was made to start the engine. However, if the vehicle is driven through water despite foreseeable risks, resulting in damage, the insurance company will not provide compensation.