Will the insurance company compensate for a car submerged in water?

1 Answers
OJune
07/30/25 8:49am
If the car owner has purchased the water submersion insurance, the insurance company will provide relevant compensation for a car submerged in water. Here is some related information about vehicle submersion: Introduction to vehicle submersion: Vehicle submersion, as the name suggests, refers to a vehicle driving through low-lying, waterlogged roads or passing through water. This usually occurs during rainy weather in low-lying areas with poor drainage systems that result in water accumulation on the road. Precautions for vehicle submersion: Before driving through water, observe the road conditions carefully. While in the water, maintain steady power. After passing through, check the electrical system. If a car stalls in water, the main reason is usually water entering the exhaust pipe, and in some cases, there may be electrical damage. Once the car stalls, do not attempt to restart the engine, as this may cause water to enter the intake manifold and damage the valves, or in severe cases, lead to engine failure. Instead, the car should be towed to a 4S shop immediately for professional handling.
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