Will insurance cover a windshield crack caused by a stone?

[VonDonovan]

If the windshield damage to the car is not caused by a traffic accident, the insurance company will not compensate for it. The specific reasons are as follows: 1. According to Article 5 of the "Motor Vehicle Loss Insurance Terms", during the insurance period of this contract, if the insured vehicle is damaged due to an accident, the company shall bear the liability for compensation in accordance with the provisions of this contract. 2. According to Article 6 of the "Motor Vehicle Loss Insurance Terms", when an insurance accident occurs, the necessary and reasonable expenses incurred by the insured in rescuing and protecting the insured vehicle in accordance with the provisions of this contract shall be compensated by the company. 3. According to Article 7 of the "Motor Vehicle Loss Insurance Terms", the company shall not be liable for compensation for the part that should be compensated by other responsible parties of the accident in accordance with the provisions of the compulsory liability insurance contract for motor vehicle traffic accidents.