Will Insurance Cover a Flooded Car?

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If you have purchased auto damage insurance, you can claim compensation from the insurance company. Here are the relevant details: 1. It depends on the situation: Whether the insurance company will cover a flooded car depends on the circumstances. If the vehicle only has third-party liability insurance, the insurance company will not provide compensation. Generally, engine damage is not covered, but if the vehicle has flood insurance, then compensation, including for the engine, is possible. 2. Forced startup: If the vehicle is flooded and the driver forcibly starts the engine, causing engine damage, even if the car has auto damage insurance and flood insurance, the insurance company will not cover the engine repair costs and will only compensate for other repair expenses excluding the engine.