If a car is submerged in water without starting, it won't necessarily get damaged. If the engine hasn't taken in water, it won't be damaged; however, if water has entered, it will cause harm. Once a vehicle stalls in water, do not attempt to restart it. Water can enter through the intake pipe, pass through the resonator box, reach the air filter, and finally enter the engine. Here is some additional information: When driving through flooded areas, use a low gear and proceed slowly. Areas with waves and whirlpools likely have large rocks or other obstacles, while calm water surfaces usually indicate deeper water—both should be avoided. Open water with uniform small waves typically indicates shallow areas with gravel, making them ideal for driving through. When crossing water, avoid following other vehicles too closely. In multi-vehicle situations, wait for the preceding vehicle to reach the other side before entering the water to prevent being forced to stop mid-crossing if the leading vehicle stalls. Notify insurance for claims: Owners who parked in underground garages or low-lying areas should avoid starting the engine even after the water recedes and should promptly inform their insurance provider to prevent secondary engine damage. As long as the engine isn't damaged by starting while flooded, other losses are generally covered under standard auto damage insurance.
