Which Insurance to Buy When Paying Full Price for a Car?
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When paying full price for a car, you must purchase compulsory traffic insurance, vehicle damage insurance, and third-party liability insurance. Additionally, you can opt for insurance like spontaneous combustion insurance, vehicle theft insurance, and water submersion insurance based on your personal needs. Here are some considerations when purchasing car insurance: Purchase Channels: Pay attention to choosing the right purchase channels. Select insurance companies with legal qualifications and agents who have professional qualification certificates, practice licenses, and formal agency contracts with the insurance company. Consider Your Needs: Pay attention to selecting insurance products that suit your actual needs and fully understand the terms and conditions of motor vehicle insurance. Important Document Usage: Pay attention to the use and safekeeping of important insurance documents, fulfill the obligation of truthful disclosure, pay insurance premiums on time, and agree with the insurance company on the method for resolving contract disputes.