Which Cars Offer Interest-Free Loans?

1 Answers
BellaMarie
07/30/25 8:10am
Interest-free car loans refer to loans that do not accrue interest for a certain period. Many car brands such as Toyota, Honda, Buick, and Hyundai offer interest-free loan options. However, the specific brands and models available may vary depending on the bank partnerships of local dealerships. According to auto finance companies, interest-free car loans are essentially a purchasing plan where consumers only need to pay the down payment and repay the loan within a specified period to enjoy zero-interest auto financing. Auto loans refer to loans issued by lenders to individuals purchasing vehicles. Car consumer loans are a new type of RMB-guaranteed loan provided by banks to buyers purchasing cars from their authorized dealers. The loan term for car consumer loans is typically 1-3 years, with a maximum of 5 years. For used car loans, the term (including extensions) cannot exceed 3 years, while dealer auto loans have a maximum term of 1 year.
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