Where to go for the release of mortgage after paying off the car loan?
3 Answers
After paying off the car loan, you need to go to the vehicle management office to complete the release of mortgage. Here is some knowledge about the release of mortgage: 1. Preparation of materials: Before processing, prepare some relevant materials, including the original "Motor Vehicle Mortgage Registration/Pledge Record Application Form", original and photocopy of the identity certificates of the motor vehicle owner and the mortgagee, motor vehicle registration certificate, etc. 2. Notes: When handling the release of mortgage, the vehicle owner must be present, but the vehicle does not need to be present. Of course, some banks may help customers with the release of mortgage procedures when the customer has paid off the car loan, but most banks will not help customers with the release of mortgage procedures, and basically, the vehicle owner needs to handle it by themselves.
I've been driving for many years, and after paying off the car loan, I just went directly to the local vehicle management office to complete the release of the mortgage. Remember to bring the original and photocopy of your ID card, the vehicle registration certificate, and the loan clearance certificate issued by the lending institution. While queuing at the city vehicle management office window, I found it best to make an online appointment in advance to reduce waiting time. The process is quick, usually completed within half an hour. After the mortgage is released, the ownership is entirely yours, making it easier to sell or handle the car in the future. Don't forget to keep all materials complete throughout the process to avoid repeated trips and delays. It's advisable to check the specific address and working hours on the vehicle management office's official website first to avoid a wasted trip. The release of the mortgage is a necessary legal procedure, and completing it promptly ensures peace of mind while driving.
After paying off the auto loan, I chose the DMV for lien release. Bring your ID card, copy of the vehicle registration certificate, and loan clearance proof to the vehicle management office for on-site processing. The steps are simple: first, confirm the loan is cleared; second, prepare all original documents; third, submit the application at the counter. Staff will verify and sign/stamp it. The system will automatically update the ownership record upon completion. I remind everyone to complete the lien release before handling other vehicle matters, or subsequent sales or accident claims may be hindered. Calling the DMV in advance for details saves trouble, and keeping documents neat avoids delays in the entire process.
