Where to Get the Vehicle Registration Certificate After Paying Off the Car Loan?
2 Answers
After paying off the car loan, you need to go to the vehicle management office to complete the vehicle mortgage release registration and obtain the vehicle registration certificate. Here are some details about the vehicle mortgage release registration: 1. Relevant documents: When handling the procedure, you should go together with the bank staff and submit your ID card, vehicle registration certificate, etc. 2. Notes: To apply for the vehicle pledge record or the release of the pledge record, both the vehicle owner and the bank should apply together. The vehicle owner should fill out the application form and submit the following documents and proofs: the ID cards of the vehicle owner and the pawnshop, and the vehicle registration certificate.
Right after I paid off my car loan, I was wondering where to get the vehicle registration certificate. According to the procedure, I first needed to contact the lending bank to obtain the loan settlement documents. Then, with my ID card and repayment receipts in hand, I went to the bank branch to collect them. After verification, the bank issued the mortgage release documents, confirming the car was fully mine. Next, I had to visit the local DMV, remembering to bring the bank's proof, original vehicle registration certificate, driver's license, and ID card to fill out the form for registration changes on-site. Usually, after a short wait, I could get the new certificate with the mortgage mark removed. It's best not to delay this process to avoid issues when selling the car or handling insurance later. I also asked around and found out it's generally free, though there might be a small administrative fee. Going on a weekday morning helps avoid the rush and saves time. The whole thing took a day or two to wrap up, and it felt like untying a knot in my heart.
