What to Do When Your Vehicle Is Hit and the Other Party Is Fully at Fault?

[VanGrace]

If your car is hit and the other party is fully at fault, it is essential to assess the damage promptly and follow the procedures to claim compensation from the other party in a timely manner. Below are the key points to note in the event of a vehicle collision: 1. Traffic: If the accident occurs on the road, you must immediately turn on the hazard lights and set up warning signs behind the vehicle to prevent secondary accidents. If there is heavy traffic with fast-moving vehicles, you should immediately move to a safe area before negotiating. 2. Evidence: After ensuring safety, take photos of the accident scene. Modern smartphones have powerful cameras, so try to take multiple shots. Capture both wide-angle and close-up shots of the collision location at the accident scene. The wide-angle shots should ideally show which party's mistake led to the accident.

[DanielaDella]

That day my car got rear-ended, and the other party was fully at fault, but I didn't panic at all. First, I made sure the surroundings were safe, turned on the hazard lights to prevent other cars from hitting us again. Checked if anyone was injured—myself or the other party—and if so, called 120 immediately. Then, I called 110 to report the accident. When the police arrived, they drew a scene sketch and determined liability. I took out my phone to take clear photos of the collision points, tire marks, and the other party's license plate. We exchanged names, phone numbers, and insurance policy numbers, and it’s best to also keep a record of each other’s driver’s license info. Since the other party was fully at fault, the claims process was straightforward—I contacted my insurance company to report the accident, described what happened, and provided the other party’s details. The insurance company handled the rest, including arranging for a tow truck and repairs. I chose a reputable repair shop, and the car was fixed in a few days, with all costs covered by the other party. Throughout the process, I kept all evidence, like the accident report and photos, to avoid disputes later. This incident taught me not to park too close to others, and I’ve since installed a dashcam.

[EdenFitz]

Staying calm is crucial when your car gets hit. If the other party is fully at fault, the process usually goes smoothly. My first step is always calling 110 to report to the police, who will arrive at the scene to document the incident and assign liability. Meanwhile, take photos for evidence—capture the vehicles' positions, damage details, and the other party's information with your phone. Avoid arguing on the spot; instead, move to a safe area by the roadside. Then, notify your insurance company to initiate the claim, providing the accident report and the other party's insurance number. Since they're fully liable, their insurer covers the repair costs directly, making it hassle-free for you. For repairs, choose a 4S shop or a trusted garage, insisting on genuine parts for quality assurance. During the repair period, check if your insurance offers rental car services to ease transportation issues. This experience reminds me to always observe road conditions, maintain safe distances, and consider adding a collision warning system for extra safety. The entire process can be wrapped up in as little as a week—just stay composed and follow the steps methodically.

[LaSophie]

Once my car was scratched by someone else, and the other party admitted full responsibility, so I handled it as my friend taught me. I stopped the car safely, turned on the hazard lights, and called the police. The traffic police determined the fault. I took some photos as evidence and exchanged insurance information for backup. I contacted my insurance company, and they dealt with the other party's company for the claim, saving me the hassle. The repair was arranged within a week, and they covered all the costs. After this incident, I learned my lesson and installed a dashcam for extra safety.