What to Do When Your Vehicle Is Hit and the Other Party Is Fully at Fault?
2 Answers
If your car is hit and the other party is fully at fault, it is essential to assess the damage promptly and follow the procedures to claim compensation from the other party in a timely manner. Below are the key points to note in the event of a vehicle collision: 1. Traffic: If the accident occurs on the road, you must immediately turn on the hazard lights and set up warning signs behind the vehicle to prevent secondary accidents. If there is heavy traffic with fast-moving vehicles, you should immediately move to a safe area before negotiating. 2. Evidence: After ensuring safety, take photos of the accident scene. Modern smartphones have powerful cameras, so try to take multiple shots. Capture both wide-angle and close-up shots of the collision location at the accident scene. The wide-angle shots should ideally show which party's mistake led to the accident.
That day my car got rear-ended, and the other party was fully at fault, but I didn't panic at all. First, I made sure the surroundings were safe, turned on the hazard lights to prevent other cars from hitting us again. Checked if anyone was injured—myself or the other party—and if so, called 120 immediately. Then, I called 110 to report the accident. When the police arrived, they drew a scene sketch and determined liability. I took out my phone to take clear photos of the collision points, tire marks, and the other party's license plate. We exchanged names, phone numbers, and insurance policy numbers, and it’s best to also keep a record of each other’s driver’s license info. Since the other party was fully at fault, the claims process was straightforward—I contacted my insurance company to report the accident, described what happened, and provided the other party’s details. The insurance company handled the rest, including arranging for a tow truck and repairs. I chose a reputable repair shop, and the car was fixed in a few days, with all costs covered by the other party. Throughout the process, I kept all evidence, like the accident report and photos, to avoid disputes later. This incident taught me not to park too close to others, and I’ve since installed a dashcam.
