What to Do When Your Car Is Hit by Someone Reversing?

[McGenevieve]

If there is a dispute over the liability for the accident, you should promptly call the police, and the traffic police will determine the liability according to the law. You should promptly report the incident to your insurance company, which will assess the damage to the vehicle. The other party or their insurance company will then compensate for the losses. If both parties cannot reach an agreement on compensation, you can file a lawsuit in court to demand compensation.

[BryceAnn]

Last time my car got hit in the parking lot, I immediately got out to check. Fortunately, no one was injured. I moved the car to the roadside with hazard lights on, took out my phone to photograph the vehicle damage, the other party's license plate, and a panoramic view of the surroundings. Then, I exchanged driver's license and insurance information with the other party, and recorded a video as additional evidence. Since the situation wasn't serious, I didn't call the police, but noted the time and location in case of future disputes. Finally, I called the insurance company to provide details and let their professional team handle the claim. Throughout the process, I remained calm, avoided arguments, and prioritized safety, which saved a lot of trouble.

[LeHayden]

It's understandable to get upset when your car gets hit, I've been there too. Keeping your cool is crucial. First, check if anyone is injured after getting out of the car. Once safe, turn on the hazard lights to prevent secondary accidents. Avoid blaming the other party immediately—just exchange contact details calmly. Take photos of the evidence for documentation, then let insurance handle the rest to save trouble. After sorting it out, take some time to relax and don’t let a minor incident ruin your mood.

[OCharles]

From an insurance perspective, after being hit, quickly gather evidence by taking photos and recording the other party's information and accident details. Then contact your insurance company to provide the necessary documents and initiate the claims process. They will coordinate vehicle repairs and compensation, so just cooperate well. It's advisable to have third-party liability insurance for better coverage in daily life.