What to Do When the At-Fault Driver Doesn't Answer Calls?
2 Answers
The solutions when the at-fault driver doesn't answer calls are as follows: 1. Contact the insurance company: There's no need to contact the other party directly. The accident report contains both parties' license plate numbers and the name of the insurance company. You can directly contact the other party's insurance company. If the insurance company doesn't handle the claim, contact the traffic police department handling the accident to understand the process, which might be more troublesome than directly contacting the insurance company. 2. Civil lawsuit: If none of the above methods work, you may need to file a civil lawsuit. However, this involves a longer resolution time and costs such as litigation fees and attorney fees, making it very troublesome. This method is not recommended.
If the at-fault party isn't answering calls, I recommend not waiting idly but immediately taking official channels to resolve the issue. Remember to first call traffic police to file a report and obtain the official accident determination certificate - this is the most crucial evidence. Then contact your own insurance company to apply for subrogation claims; they can advance your repair costs before pursuing compensation from the other party. It's also vital to always photograph the accident scene and capture the other party's license plate and driver's license information - these materials can assist the insurance company when needed. While the process may be time-consuming, it's far better than dealing with a disappearing party. My experience shows prioritizing protecting your own rights is key.
