What to Do If the Compulsory Traffic Insurance Policy Is Lost?

1 Answers
DeLuna
07/30/25 8:42am
If the compulsory traffic insurance policy is lost, the vehicle owner should immediately apply for a replacement. According to the relevant regulations of the insurance company, generally, the replacement requires the original ID card and vehicle license of the owner. The owner can also authorize someone else to handle the replacement, but in this case, a power of attorney and relevant authorization documents must be provided, along with the aforementioned certificates. More details are as follows: 1. The compulsory traffic insurance policy serves as proof that the vehicle is insured. After purchasing compulsory traffic insurance, the insurance company will issue the policy, which proves that the owner has purchased the insurance. 2. The compulsory traffic insurance policy is mainly used for vehicle annual inspections or as proof for claims. In the event of an accident, the owner needs to provide the compulsory traffic insurance policy and identity proof to proceed with the claim smoothly.
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