
When your car is hit by someone else's vehicle, first check if the other party has any damage. If not, then inspect your own car. If your car is in good condition, you need to take proper care of it. Identify the person who hit you and don't let them leave, as this can help minimize the damage caused by the collision.

A few days ago, my car was rear-ended, and I was completely stunned on the spot. I immediately turned on the hazard lights and got out to check, only to find the other driver also in a daze. I quickly reminded him to pull over to a safe spot, while taking out my phone to capture panoramic photos and specifically recording videos of both license plates and the collision points. My heart was still pounding, but I remembered to take a photo of the other driver's license and get his phone number, then immediately called 122 to report the accident. When the traffic police arrived, they instructed us to exchange insurance information, so I directly filed a claim with my insurance company. These past few days, the car has been at the 4S shop for damage assessment and repairs, and I've kept electronic copies of all the repair documents. In a collision, safety is the top priority—never argue in the middle of the road, as it's even more dangerous with other vehicles approaching from behind.

Don't panic in a car accident. Last week, someone changed lanes and scraped my car. First, ensure your safety—it's better to handle it on the roadside. I always keep a dashcam USB in the glove compartment to export footage on the spot for the traffic police to determine fault. Key details to get: the other party's name, phone number, and license plate number, plus a full photo of their insurance policy. Never settle privately—some people pay on the spot but later backtrack. I followed the proper procedure this time: report to insurance within 48 hours after the police issued the accident liability report, and the claims adjuster will guide you on repairs. If the other party refuses to cooperate, the liability report serves as legal proof.


