What should be considered when buying a car?
2 Answers
Here are the things to consider when buying a car: 1. Confirm purchasing power: Determine your purchasing power to ensure that buying a car does not affect your family's overall quality of life. Generally, it is recommended to allocate 20% of your family's average income over the past three years, but not exceeding 10% of your family's fixed asset value. 2. Key considerations: For family cars, safety is the most important factor, followed by affordability. Since the safety of the car carries the lives of your family, safety is the top priority. 3. On-site confirmation: Based on the above two steps, narrow down the car models you are interested in and visit the 4S store in person to confirm details. This includes test driving, price inquiries, loan options, maintenance, and other related matters.
Buying a car requires careful consideration. Having purchased several cars, I've learned to first calculate a budget that doesn't exceed affordability. Decide clearly whether to pay in cash or take a loan, as interest rates can make a big difference in cost. When choosing a model, prioritize fuel efficiency—gas prices are high these days, and hybrid cars drive quite well. Never skip the test drive; bring your family to experience the space and comfort, and see if long drives might be tiring. Also, compare prices at multiple dealerships, and factor in insurance costs—opting for comprehensive coverage can save a lot of hassle. Check online reviews, and don't settle for low safety and crash test ratings. Finally, read the contract terms thoroughly before signing to avoid hidden fees. Remember, you'll be using the car for years, so don't make an impulsive decision.
