What is the procedure for handling a traffic accident between two vehicles?
1 Answers
Two vehicles involved in a traffic accident should follow these procedures: 1. Single-party accident: Single-party accidents are relatively common in traffic incidents, referring to accidents that do not involve a third party. For example, if you reverse into a utility pole, in such cases, directly call your insurance company, wait for their assessor to take photos of the scene, and then proceed to a 4S shop for repairs. 2. Two-party accident: (1) If the accident occurs on a highway, do not stop or exit the vehicle. Drive into the emergency lane or a safe area (if the vehicle cannot be moved, leave the vehicle quickly while paying attention to safety from behind, and run into the emergency lane or a safe area), then call the police and report to the insurance company. (2) If the accident occurs on a regular city road, ensure personal safety first, turn on the hazard lights, and exit the vehicle to assess the accident situation. (3) Decide whether to settle privately based on the vehicle damage, personal circumstances, and mutual agreement. If settling privately, either pay or receive compensation, and both parties can leave. If not settling privately, handle the situation accordingly. 3. Hit-and-run by the other party (1) Remember the other party's license plate number and report the hit-and-run to the police. (2) The traffic police will check the other party's license plate information. (3) If the other party is using a fake, counterfeit, or scrapped license plate, report it to the insurance company as a single-party accident. The insurance will cover 70% of the cost, or you can stage the scene and then report to the insurance company. (4) If the other party can be found, report to the insurance company and let the traffic police and insurance company handle the case normally.
