What is the procedure for a minor collision while reversing?

[DiEmily]

The procedure for a minor collision while reversing involves the following 4 steps: 1. Stop immediately: After a traffic accident, the vehicle must stop immediately. After stopping, engage the handbrake as required, turn off the engine, activate the hazard warning lights, and if the accident occurs at night, also turn on the parking lights and taillights, and set up the hazard warning signs as required; 2. Report promptly: The involved party should promptly call "122" after the accident, or ask passing vehicles or pedestrians to report to the nearby police station or traffic police on duty, providing the time, location, the vehicle involved, and the casualties. Do not leave the accident scene before the police arrive. If necessary, while reporting to the police, also call for help from nearby medical units, emergency centers, and fire departments; 3. Rescue the injured: If someone is injured in the accident, try to send them to the hospital for treatment. Except for minor injuries where the person refuses to go to the hospital, generally, you can stop passing vehicles or notify the emergency department or hospital to send an ambulance for rescue. For injuries that can be treated on the spot, make every effort to provide first aid; 4. Protect the scene: Maintaining the integrity of the scene helps obtain original evidence of the accident, which is crucial for determining the cause of the accident and assigning responsibility. Therefore, before the traffic police arrive, protect the scene. Unless it is necessary to rescue the injured or protect property, do not move the vehicles involved, the injured, or items at the scene. If movement is necessary, mark the original positions.

[VanAdriana]

When this first happened to me, I panicked too, but whatever you do, don't move the car! First, turn off the engine, turn on the hazard lights, get out and check how badly the person is injured. Even if it's just a surface scratch, have the injured person sit down steadily, and immediately call 122 to report the accident and notify your insurance company. Remember to take panoramic photos with your phone, capturing the positions of the vehicles and people, as well as all the marks on the ground. Don't discuss compensation with the other party before the police arrive; wait for the traffic police to determine liability before contacting your insurance for claims. Key reminder: Even if the other party says they're fine, insist they go to the hospital for a check-up—some people discover soft tissue injuries only the next day! Afterwards, make sure to get the liability determination document from the traffic police station; you'll need it for insurance reimbursement.

[LeMia]

In case of hitting someone while reversing, first stay calm and immediately stop the car while engaging the handbrake. Quickly assess the injured person's condition—if they can walk, assist them to a safe area; if movement is difficult, do not move the injured and call 120 for emergency services and 122 to report to the police. Proactively present your driver's license and vehicle registration, cooperating with the police to document the scene. During this time, avoid hastily admitting fault—wait for the traffic police to handle the situation before involving your insurance company. Many people overlook two critical steps: first, immediately notify your insurance company to file a report, and second, within 24 hours, you must bring your documents to the traffic police station to make an official statement. Even for minor collisions, follow the full procedure to avoid disputes later on.

[MacCharlie]

Last week, my neighbor encountered this exact situation! While reversing, the side mirror brushed against a pedestrian's arm. He immediately took three actions: first, he bought the person water to help them calm down and exchanged contact information, then he copied the collision footage from the dashcam, and finally, he accompanied them to the community clinic for a medical check-up. It's advisable to fill out a "Self-Negotiation Agreement for Traffic Accidents," clearly stating "no major injuries, and neither party will pursue further liability." Key reminder: Even if the other party says they're fine, always sign a written agreement and record the signing process with your phone. For insurance claims involving personal injury, medical receipts must be provided—without proof, the insurance company won't pay a cent.

[ONaomi]

The core process consists of four steps: stop the car → assist the injured → call the police → determine liability. Immediately turn off the engine, exit the vehicle, and check for injuries—even minor redness requires a hospital visit for X-rays. When reporting to the police, specify "a minor vehicle-pedestrian contact accident." While waiting for traffic officers, mark the wheel positions with chalk. Never settle privately with cash! Last year, someone paid 500 yuan to resolve things privately, only for the other party to claim a fracture three days later and demand 30,000 yuan in compensation. Remember to obtain both the hospital diagnosis report and the traffic police liability determination document—these are essential for insurance companies to reimburse medical expenses and lost wages according to the liability ratio.

[DeTheo]

As a seasoned driver, here are the key reminders: If a reversing accident occurs, immediately preserve the dashcam footage. When taking photos with your phone, ensure to include surrounding reference objects. Don't hesitate to seek medical examination, as many lower back strains only manifest the next day. When reporting to the police, clearly state the collision location, such as 'the left side of the rear bumper made contact with the pedestrian's lower leg.' When filing an insurance claim, accurately describe the extent of the injury—say 'superficial abrasion' instead of 'minor bump.' Lastly, always follow up on the claim progress. Last time, my claim was almost denied because the adjuster lost the documents, and remember, the insurance company's reimbursement deadline is only two years after the accident.