What is Driving and Riding Insurance? Is it Necessary to Purchase?
1 Answers
Driving and riding insurance is worth purchasing. As the name suggests, driving and riding accident insurance is related to "driving" and "riding," primarily providing traffic accident protection for vehicle occupants. In the event of an accident, the insurance company will compensate for the personal safety of the driver and passengers. The specific coverage of driving and riding insurance includes: 1. Accidental death while riding: Suffering accidental injury due to a traffic accident, resulting in death. 2. Accidental injury or disability while riding: Suffering accidental injury due to a traffic accident, resulting in physical disability. 3. Hospitalization allowance: Suffering accidental injury due to a traffic accident, with daily allowance for hospitalization in a hospital designated or recognized by the insurer.