What Fees Must Be Paid When Buying a Car?

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When purchasing a car, you need to pay for the vehicle's base price, vehicle purchase tax, and insurance. Below are the details about the fees involved in buying a car: 1. Vehicle Base Price: Generally, before buying a car, people check the reference price online, but the online price is not always accurate, as 4S dealerships may offer certain discounts, making the actual ex-factory price lower. Of course, a very small number of models may have additional terminal markups, and the actual price should be confirmed based on the specific situation. 2. Vehicle Purchase Tax: According to national regulations, any vehicle that is driven on public roads must pay a vehicle purchase tax. Currently, the tax rate is 10% of the vehicle's ex-factory price. Therefore, generally speaking, the more expensive the car, the higher the purchase tax the consumer needs to pay. 3. Insurance Fees: Car insurance includes compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory, with a nationally unified premium standard, although the number of car seats can affect the premium amount. Commercial insurance can be purchased voluntarily, and the price varies depending on the type of coverage chosen.