What does the ex-factory price mean?

[SanBrayden]

Ex-factory price refers solely to the price of the vehicle itself. Below is a related introduction to the differences between ex-factory price and on-road price: Different included costs: Ex-factory price: This is the price of the vehicle alone, excluding any other fees. Generally, it refers to the manufacturer's suggested retail price (or the retail price minus market discounts; sometimes, popular models may require additional charges). On-road price: This is the total cost of purchasing a car until it is legally ready to be driven on the road (if financing is involved, interest is calculated separately). This includes various fees such as purchase tax, insurance, vehicle and vessel tax, license plate registration, etc. Different standards: Ex-factory price: After the vehicle is handed over to the 4S store, the store will determine the ex-factory price based on the manufacturer's suggested retail price. On-road price: Generally, on-road price = ex-factory price + insurance + purchase tax + license plate registration fee, etc. If there is a mortgage loan, a mortgage handling fee is also required.

[AuroraDella]

I remember when I bought a car last year, the ex-factory price only covered the cost of the car itself, excluding additional expenses like taxes, insurance, and accessories. For example, I was interested in an SUV, and the salesperson quoted 280,000 RMB, but the ex-factory price was only 220,000 RMB. I insisted on negotiating based on this price and saved over 6,000 RMB. In 4S stores, salespeople often push various packages, such as adding navigation or tinting, but if you stick to the ex-factory price, you can better control your budget. I also recommend checking the official website or car review sites in advance to understand the actual price of the model and avoid being misled. Buying a car is a big deal—once you clarify the ex-factory price, the entire transaction becomes much more transparent, and you might even save enough for a vacation.

[NoraDella]

From a financial perspective, the ex-factory price is crucial as it represents the base cost. I always advise friends to determine this price first before calculating the total expenses, because additional fees like purchase tax, registration fees, and compulsory insurance can add up to 10%-20%. For example, a car with an ex-factory price of 200,000 yuan can easily end up costing 250,000 yuan in total. If you're on a tight budget, just buy the car itself and handle the follow-up procedures through cheaper channels. This not only saves money but also prevents sales bundling. I've seen people spend tens of thousands more just for convenience by adding a bunch of services. It's better to visit multiple dealerships for price comparisons—you can always find a favorable ex-factory price deal.

[Catalina]

The ex-factory price, simply put, is the base price of the vehicle alone, excluding any additional items. In the past, the all-inclusive car price was vague, but now with transparent information, you can clearly see the manufacturer's base price and the dealer's profit. For example, a car with an ex-factory price of 100,000 might cost you 110,000 in total. The key is to check whether the purchase contract clearly lists all items—don't lightly trust verbal promises. During negotiations, proactively ask about the ex-factory price portion to avoid traps; the money saved could cover a year's worth of fuel.

[Lily]

When I was young and buying a car, I first understood the concept of the 'naked car price.' At the time, the salesperson kept beating around the bush, and in the end, we only discussed the body price, saving on decorations by DIY. Now, when teaching my child about car purchases, I also emphasize: the naked car price is the starting point, taxes and insurance must be calculated separately, like the purchase tax at 10%, don't pay it all bundled together. The lesson is to insist on only asking for the naked car price, don't worry about upsetting the salesperson. For the follow-up matters you can handle yourself, don't delegate them to the 4S shop, especially insurance which can be bought cheaper online—safe and economical.

[AdamLee]

Nowadays online shopping is popular, and you can even purchase a car by paying only the base price online while handling other matters yourself. When I used an app to order a car, the base price was clearly marked, saving me from sales tactics. For example, with new energy vehicles, the base car price is the foundation, and environmental subsidies are calculated separately. I recommend everyone to focus on the base price and not be misled by bundled prices, as this can lower the overall cost. Car-buying apps also offer a base price comparison feature—just check multiple platforms and choose the most cost-effective option to complete the procedures.