What Does Auto Damage Insurance Cover in 2021?

[KayleeFitz]

2021 auto damage insurance includes auto damage insurance, spontaneous combustion insurance, theft insurance, engine water damage insurance, glass insurance, third-party liability insurance that cannot be found, and no-deductible insurance. The relevant details are as follows: Theft Insurance: Covers losses due to the insured vehicle being stolen, robbed, or seized, as well as reasonable repair costs for damage or loss of parts and accessories during such incidents. Glass Insurance: Covers damage to the windshield and window glass separately. Water Damage Insurance: Covers engine damage caused by water ingress but excludes losses due to secondary ignition. Spontaneous Combustion Insurance: Covers fires caused by internal reasons like circuit aging; however, damages caused by external factors or only affecting wiring are not covered. No-Deductible Insurance: Reduces the deductible of other coverages to zero. Third-Party Liability Insurance That Cannot Be Found: If the insured vehicle is damaged by a third party but the party cannot be identified, a claim can be filed with the insurance company.