What causes the BMW N20 engine to shake without any fault codes?

how much does a car salesman make on a $20k car

A car salesman's commission on a $20,000 car isn't a fixed percentage. On average, the earnings typically range from $300 to $800 , but the final amount is highly variable. It depends on the car's front-end gross profit (the difference between the selling price and the dealer's cost), the dealership's commission structure, and any individual bonuses or volume incentives the salesperson has hit. The profit on a $20,000 car is often slim, especially for new, high-volume models. If the dealer's invoice price is $19,000, the gross profit is $1,000. A common commission plan is 20-30% of the front-end gross . In this scenario, the salesman would earn $200-$300. However, if the car is a used model with more negotiating room or includes lucrative finance and insurance (F&I) products , the commission can be significantly higher. Here is a breakdown of common scenarios: Scenario Dealer Cost Sale Price Gross Profit Commission Rate (Typical) Salesman's Earnings (Approx.) New Car (Low Margin) $19,500 $20,000 $500 25% $125 New Car (Average) $19,000 $20,000 $1,000 25% $250 Used Car (Moderate Margin) $17,000 $20,000 $3,000 25% $750 Used Car (High Margin + F&I) $16,000 $20,000 $4,000 30% + Bonus $1,200+ Ultimately, the salesman's goal is to maximize the profit on the deal. Their pay structure incentivizes them to hold firm on price and sell add-ons. Remember, their base salary is often minimal, so commission is their primary income. The final amount they take home is a complex calculation unique to each sale and dealership.

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how to start car without key

Starting a car without a physical key is a situation that usually arises from a dead key fob battery or a misplaced key. The method depends entirely on your vehicle's technology. For traditional cars with a physical key slot, you might use a mechanical key hidden inside the key fob. For modern vehicles with keyless entry and push-button start , the most common solution is to place the dead key fob directly against the designated area on the steering column or dashboard to enable a passive start. If the key fob is completely absent or the car battery is dead, options become limited and often require professional assistance. Many modern cars with immobilizer systems are designed to prevent hot-wiring, a technique you might see in movies but is largely ineffective and illegal on post-1990s vehicles. The most reliable course of action is to contact your dealership or a certified locksmith who can program a new key. For reference, here is a comparison of common keyless entry systems and their emergency start procedures: Car Brand/System Emergency Start Method (Dead Fob Battery) Typical Fob Battery Type Programming a New Key (Avg. Cost) Ford Passive Entry Hold fob against steering column logo CR2032 $150 - $400 Toyota/Lexus Smart Key Press start button with fob itself CR2032 $200 - $550 GM Passive Entry Place fob in center console slot CR2032 $175 - $450 Hyundai/Kia Keyless Press start button with fob CR2032 $160 - $350 BMW Comfort Access Hold fob against side of steering column CR2032 $300 - $700 The safest first step is always to check your owner's manual. It contains the exact procedure for your specific model. If you're locked out, using a roadside assistance service like AAA is safer and more cost-effective than attempting methods that could damage your car's electronics.

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how to add carplay to a car that doesn't have it

You can add Apple CarPlay to a car that doesn't have it by installing an aftermarket head unit, using a CarPlay-enabled receiver, or, for some newer cars, via a software update from the dealer. The best method depends on your car's age, your budget, and your comfort with installation. The most comprehensive solution is replacing your car's factory stereo with an aftermarket multimedia receiver . These units come in standard sizes like Double-DIN (a common size for car stereos) and are designed to replace the existing unit seamlessly. This gives you a brand-new touchscreen interface, CarPlay, and often Android Auto. Brands like Pioneer, Kenwood, and Sony are leaders in this space. Installation can range from a straightforward plug-and-play job to a more complex task requiring a wiring harness and dash kit, so professional installation is recommended if you're not experienced. A simpler, more affordable option is a portable CarPlay display . These are small screens that attach to your dash or windshield. They connect to your factory stereo via an auxiliary input or FM transmitter. While less integrated and potentially cluttering your dashboard, they offer a low-cost way to get CarPlay functionality without any permanent modifications. For certain car models, especially those from the last few years, a software or hardware upgrade might be available through your car's manufacturer. This isn't common for older vehicles, but it's worth checking with your local dealership. They can tell you if an official update exists for your specific vehicle identification number (VIN). Finally, CarPlay adapters or dongles are emerging for some factory systems that already have a basic screen but lack CarPlay. These devices trick the system into thinking your phone is a different media source. Compatibility is very specific to the car's built-in software, so research is essential. Solution Estimated Cost (Parts Only) Installation Complexity Best For Aftermarket Head Unit $300 - $1,500+ Moderate to High A permanent, seamless upgrade with the best performance. Portable Display $100 - $300 Low (Plug-and-Play) Leased cars, rentals, or anyone avoiding permanent changes. OEM Dealer Upgrade $200 - $800+ Low (Dealer-installed) Owners of newer cars where the manufacturer offers an update. CarPlay Adapter/Dongle $50 - $200 Low (Plug-and-Play) Cars with factory "smart" screens that lack native CarPlay support.

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how much should my car payment be

A good rule of thumb is that your total monthly car payment should not exceed 10% of your gross monthly income . However, a more comprehensive approach is the 20/4/10 rule : make a 20% down payment, finance for no more than 4 years, and ensure your total monthly auto expenses (payment, insurance, fuel) are less than 10% of your gross income. This prevents the car payment from straining your overall budget. Your specific payment is determined by three key factors: the loan amount (after your down payment), the interest rate, and the loan term. A larger down payment and a shorter loan term will result in a higher monthly payment but save you thousands in interest over time. Conversely, a smaller down payment and a longer loan term (like 72 or 84 months) lower the monthly payment but drastically increase the total cost of the car. It's critical to factor in the total cost of ownership . Beyond the loan payment, you must budget for auto insurance, which can be significant for financed cars, plus fuel, maintenance, and potential repairs. A payment that seems manageable on its own can become a burden when all these costs are added together. Gross Annual Income Recommended Max Monthly Car Payment (10% Rule) Total Loan Amount (4-year term, 5% APR) $50,000 ~$417 ~$17,700 $75,000 ~$625 ~$26,500 $100,000 ~$833 ~$35,300 $125,000 ~$1,042 ~$44,200 Before you commit, use an online auto loan calculator. Input different vehicle prices, down payments, and loan terms to see exactly how they affect your monthly budget. The goal is to find a car you love with a payment that doesn't keep you up at night.

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how to get new title for car if lost

If you've lost your car title, the quickest way to get a replacement is to apply for a duplicate title directly through your state's Department of Motor Vehicles (DMV). This process, often called getting a "duplicate" or "replacement title," involves submitting a specific application form, providing proof of identity, paying a fee, and sometimes providing a vehicle identification number (VIN) inspection. The exact requirements and processing times vary significantly by state. The most critical first step is to visit the official website for your state's DMV. This is your primary source for the correct application form (often titled "Application for Duplicate Certificate of Title") and detailed, state-specific instructions. You will need to provide: Vehicle Identification Number (VIN) License plate number Make, model, and year of the vehicle Your current driver's license or other accepted proof of identity If there is a lienholder (a bank or credit union that has a loan on the car), their information will be required, and the new title may be sent directly to them. Processing times can range from a few days to several weeks, with some states offering expedited services for an additional fee. You cannot sell or legally transfer ownership of the vehicle without the physical title. State Typical Processing Time Approximate Fee In-Person VIN Inspection Required? Online Application Available? California 15-30 business days $23 No Yes Texas 2-3 weeks $5.45 Yes, if title is non-electronic Yes Florida 5-10 business days $6 No Yes New York 10-14 business days $20 No Yes Illinois 15-20 business days $95 No Yes

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does bank of america credit card cover rental car insurance

Whether your Bank of America credit card provides rental car insurance depends entirely on the specific card you have. Generally, premium Bank of America cards (like those with an annual fee, such as certain Premium Rewards or Travel Rewards cards) often include secondary rental car coverage as a benefit. This means it would only cover costs not paid by your personal auto insurance first. Most no-annual-fee Bank of America cards do not typically offer this benefit. This coverage is technically called Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW). It reimburses you for damage to or theft of a rental vehicle, but it does not cover liability for injuries to other people or damage to their property. To activate the coverage, you must both pay for the entire rental transaction with your eligible Bank of America card and decline the rental company's own collision/loss damage waiver. It's critical to understand the common exclusions. Coverage is often voided if you rent certain types of vehicles (like exotic cars, large vans, or trucks), rent for an extended period (often over 15-30 days), or drive in certain countries. Always read the Guide to Benefits that comes with your card for the definitive terms. Coverage Aspect Typical Bank of America Premium Card Benefit Important Considerations Coverage Type Secondary Pays after your personal auto insurance. Eligible Vehicles Standard rental cars (e.g., economy, compact) Often excludes luxury, vans, trucks. Rental Duration Usually up to 15 consecutive days Check your card's terms for the exact limit. Geographic Limits US, and often other countries May be excluded in specific high-risk regions. Key Exclusions Liability insurance, personal injury, personal effects Does not cover damage you cause to others. The safest approach is to call the number on the back of your card and request a copy of your benefits guide. This is the only way to know for sure what protection you have.

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