What are the consequences of not renewing car insurance when it expires?

[McAdelyn]

If car insurance expires and is not renewed, the owner will be responsible for any costs arising from accidents. Additionally, if caught by traffic police, the vehicle may be impounded and fines imposed. Legal basis: According to the "Compulsory Traffic Insurance Regulations," all owners or managers of motor vehicles driven on roads within the territory of the People's Republic of China must purchase compulsory traffic insurance. If the owner or manager of a motor vehicle fails to purchase compulsory traffic insurance as required, the traffic management department of the public security organ has the authority to impound the vehicle, notify the owner or manager to purchase insurance in accordance with the regulations, and impose a fine of twice the amount of the insurance premium that should have been paid. Types of motor vehicle insurance: Currently, domestic motor vehicle insurance mainly consists of basic insurance and additional insurance. Among them, compulsory traffic insurance is a statutory insurance that must be purchased, while commercial insurance can be voluntarily chosen by the vehicle owner.