Is the compulsory traffic insurance the same for 5-seater and 6-seater vehicles?

1 Answers
DeIsla
07/30/25 7:56am
5-seater and 6-seater vehicles have different compulsory traffic insurance rates. Additional information: 1. Vehicle insurance premiums are calculated separately for each coverage type based on the vehicle category, usage nature, and required insurance types selected by the policyholder. 2. The composition of vehicle damage insurance premium is: Vehicle damage insurance premium = Base premium + Insured amount × Rate (%). 3. Third-party liability insurance charges fixed premiums according to different compensation limit tiers selected based on vehicle category and usage nature. 4. The compulsory traffic insurance has 42 basic rate categories, with different premium rates for eight major vehicle types (family passenger cars, non-commercial buses, commercial buses, non-commercial trucks, commercial trucks, special vehicles, motorcycles, and tractors) and their 42 subcategories. However, the same vehicle model maintains a unified price nationwide.
Was this review help?
13
4
Share
More Forum Discussions

How many kilometers can Castrol 5w40 fully synthetic oil run?

Castrol 5w40 fully synthetic oil can run 8000 to 10000 kilometers. What is fully synthetic oil: Fully synthetic oil is laboratory-synthesized oil. It is designed to provide stronger engine wear protection and high-temperature protection. Fully synthetic oil can also reduce resistance generated within the engine, thus delivering greater horsepower and higher fuel efficiency compared to conventional lubricants. Advantages of fully synthetic oil: Fully synthetic oil has a wider temperature range compared to semi-synthetic and mineral oils; Synthetic oil is less prone to deterioration, has lower evaporation loss, and a longer service life than conventional oils; It has excellent chemical stability, good radiation resistance, high oil film strength with less foaming, superior lubrication, and reduced wear; Fully synthetic oil has minimal thermal degradation, saves fuel, and provides better engine protection.
4
5
Share

What are the consequences of water entering the dashboard?

The consequences of water entering the dashboard include reduced insulation of electronic circuits, damage to electronic components, decreased terminal insulation leading to short circuits and blown fuses, and even complete dashboard failure. Relevant information is as follows: 1. The function of car dashboard: To provide drivers with necessary operational parameter information. The car dashboard consists of various instruments, indicators, and especially warning lights and alarms for the driver. Depending on their working principles, car dashboards can be roughly categorized into three generations. 2. Introduction: Traditional speedometers are mechanical. A typical mechanical odometer is connected via a flexible shaft containing a steel cable, with the other end attached to a gear in the transmission. The rotation of the gear drives the steel cable, which in turn rotates a magnet inside the odometer housing. The housing is connected to the pointer, and a hairspring keeps the pointer at zero. The speed of the magnet's rotation affects the magnetic field strength, disrupting the balance and causing the pointer to move accordingly.
10
1
Share

How to adjust the Cadillac XT5 audio system?

First, locate the settings on the touchscreen, then find the 'Media' option in the upper left corner of the second-level menu. Click on 'Media' to adjust the audio system. Below are some relevant details about the Cadillac XT5 audio system: 1. Adjusting the front sound field (F) and rear sound field (R) to the middle position can achieve the best audio effect. 2. The Cadillac XT5 is equipped with a BOSE audio system, and the playback effect from the internal USB drive is better than that of home audio equipment, creating a surround stereo experience. 3. The rear audio system is located in the headrests, and you need to turn on the mute switch (MUTE key) when using it. 4. The BOSE AudioPilot function primarily compensates for music frequency gain based on noise, acting as a fully automatic sound engineer to maintain consistently high-quality sound.
8
3
Share

Comprehensive fuel consumption of 6.2L/100KM - how much does it cost per kilometer?

Comprehensive fuel consumption of 6.2L/100KM means the vehicle consumes 6.2L of fuel per 100 kilometers. This allows us to calculate the fuel consumption per kilometer as 0.062L. Based on the latest fuel prices (using Chongqing as an example): 1. For 92-octane gasoline: The current price is 7.04 yuan/L, making the fuel cost per kilometer: 7.04 yuan/L × 0.062L = 0.43648 yuan, approximately 0.44 yuan/km. 2. For 95-octane gasoline: The current price is 7.43 yuan/L, making the fuel cost per kilometer: 7.43 yuan/L × 0.062L = 0.46066 yuan, approximately 0.46 yuan/km.
9
4
Share

Which letter represents neutral gear?

The letter representing neutral gear is: denoted by the letter N. N (Neutral) stands for neutral gear. Here is some related information about neutral gear: 1. Neutral gear can be used during startup or when towing. 2. When waiting at a signal or in traffic, it is common to keep the gear selector in D (Drive) while pressing the brake. If the stop is brief, this is acceptable, but for longer stops, it is best to shift into N (Neutral) and engage the parking brake. 3. When coasting in neutral, the difference between the vehicle's speed and the engine's RPM can increase friction, reduce lubrication effectiveness, and accelerate wear on the internal friction plates of the automatic transmission. 4. Coasting in neutral can also have an impact on braking performance.
16
2
Share

Can I Pull the Handbrake Directly If I Can't Brake in Time?

No, when the vehicle is moving, suddenly pulling the handbrake may cause the vehicle to drift or even flip over. Here are some precautions for using the handbrake: 1. Avoid pulling the handbrake to 100%: The handbrake is used to stabilize the vehicle after stopping to prevent accidents caused by rolling. However, pulling the handbrake to its maximum is not the best practice; pulling it to 70%-80% is sufficient. Over-tightening the handbrake can shorten the lifespan of the handbrake cable. 2. Never pull the handbrake directly for braking at high speeds: It is extremely dangerous to pull the handbrake directly for braking when driving at high speeds. Since the handbrake generally acts on the rear wheels, directly applying it can easily cause one of the rear wheels to lock up, leading to skidding or even a rollover.
10
4
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.