Is Motorcycle Accident Insurance Mandatory?

[Stuart]

Motorcycle accident insurance is not mandatory, and whether it needs to be purchased depends on the actual situation. Below is a detailed introduction to driver accident insurance: Exclusions: The insurer is not liable for compensation in cases of intentional acts by the driver, or injuries or deaths caused by braking, illness, fighting, self-harm, suicide, or criminal acts. Accidents resulting from drunk driving, driving without a valid license, or operating a vehicle without a valid registration. Concept: Driver accident insurance takes the insured's body as the subject of insurance, providing insurance benefits under the condition that the insured, as a passenger, suffers accidental injuries during transportation, leading to death, disability, or medical expenses.