is metlife car insurance in canada

Question

VonJace · Accepted Answer

No, MetLife auto insurance is not available for purchase in Canada. While MetLife operates globally, its Canadian auto insurance business was sold and rebranded. If you're looking for MetLife car insurance in Canada, you will need to seek coverage from other providers.

In 2014, MetLife sold its Canadian retail banking and insurance operations, including its car insurance portfolio, to a company that later rebranded it as Certas Insurance and Financial Services. This means that if you were a MetLife auto insurance customer in Canada, your policy was transferred to Certas. Therefore, the MetLife brand you might be familiar with in the United States does not underwrite new auto policies for Canadian drivers.

For Canadian drivers seeking similar coverage, the market is dominated by major national providers and regional companies. It's essential to compare quotes and coverage options from these insurers to find a policy that fits your needs. The table below lists some of the primary auto insurance providers available across Canada.

Provider	Available Provinces/Territories	Notable Feature
Intact Financial Corporation	Nationwide	One of Canada's largest providers
Desjardins Insurance	Nationwide (strong presence in Quebec)	Major provider, especially in Quebec
Aviva Canada	Nationwide	Offers usage-based insurance (Aviva DRIVE)
TD Insurance	Nationwide	Offers discounts for group affiliations
The Co-operators	Nationwide	Strong presence in Western Canada
Economical Insurance	Nationwide (except Quebec)	Part of the Definity Financial family
RSA Insurance Group	Nationwide	A large international group's Canadian arm
Wawanesa Mutual Insurance	Nationwide (except Quebec)	Known for competitive rates
Belairdirect	Nationwide	Direct-to-consumer model, often competitive pricing
Sonnet Insurance	Nationwide (except Quebec)	Online-only provider, fully digital experience
CAA Insurance	Primarily Ontario, Atlantic Canada	Linked to Canadian Automobile Association membership
ICBC	British Columbia	Public insurer, mandatory basic insurance in BC
SGI Canada	Saskatchewan	Public insurer in Saskatchewan

Your best course of action is to contact Certas directly if you have questions about an existing policy that was transferred from MetLife. For new insurance, shopping around with the companies listed above will give you the most accurate and up-to-date options for your specific province and driving profile.

CoreyLynn · Answer

Nope, you can't get a new MetLife car insurance policy in Canada. They sold that part of their business years ago. It's now called Certas Insurance. If you had a policy with them back then, it would have been moved over to Certas. You're better off checking out big names like Intact or Desjardins for quotes today. The insurance landscape here is quite different from the U.S.

GeorgeLynn · Answer

Correct, MetLife does not sell auto insurance directly to consumers in the Canadian market. Their former operations were acquired and now operate under the Certas brand. This is a common occurrence in the insurance industry, where companies restructure their international holdings. For current options, I would recommend starting with a comparison website or broker to see quotes from active Canadian insurers like Aviva or TD Insurance, as availability and pricing vary significantly by province.

MacAva · Answer

I actually looked into this when I moved from the States. MetLife itself isn't an option for car insurance here. Their Canadian auto business got bought out and is now Certas. It was a bit confusing at first because you see the MetLife name elsewhere, but not for this. I ended up going with a provider I hadn't heard of before, which is pretty normal—the big players in Canada aren't always the same as the ones down south.

DiVivienne · Answer

That's a great question, and it's important for clarity. MetLife auto insurance is not offered in Canada. The company exited that market segment nearly a decade ago. Canadian drivers must purchase coverage from providers licensed within their specific province. The market is diverse, including large national companies, regional cooperatives, and even government-run entities in some provinces. Shopping around is key, as rates and coverage details can differ widely from one insurer to the next.