Registering a leased car is primarily the lessee's responsibility (you, the person leasing the car), but the process involves coordination with the leasing company. You'll need the vehicle's title, which is held by the leasing company, and a packet of documents they provide called a title application packet or registration packet. The core steps involve receiving this packet from the leasing company, taking it to your local DMV along with your proof of insurance and identification, and paying the required fees. The leasing company is the legal owner, so you cannot register the car without their direct involvement.
The most critical first step is contacting your leasing company immediately after taking delivery of the vehicle. They have a vested interest in ensuring the car is properly registered and insured. Delays can result in late fees or even your temporary tags expiring, leaving you unable to legally drive. The table below outlines the typical documents you'll need to gather.
| Document/Source | Description | Why It's Important |
|---|
| Title Application Packet | Provided by the leasing company. Often includes the Manufacturer's Certificate of Origin (MCO), a power of attorney form, and an odometer statement. | This packet legally authorizes the DMV to process the registration in your name as the lessee. |
| Proof of Insurance | Your insurance card or policy documents showing the leased vehicle's VIN and meeting your state's minimum coverage. | Registration cannot be completed without proof of valid insurance. |
| Smog/Safety Inspection | A passed vehicle inspection report, if required by your state for new registrations. | Some states mandate an inspection before a vehicle can be registered. |
| Photo ID | Your valid driver's license or state ID. | To verify your identity and residency. |
| Payment for Fees | Funds for registration fees, titling fees, and state/local taxes. | These fees are mandatory to complete the transaction. |
The process can take several weeks. The leasing company handles the paperwork on their end, then mails the necessary documents to you. Once you have everything, you can visit your local DMV office or use their online services if available. Be prepared for potential hiccups, like missing paperwork, which is why starting early is crucial. Remember, you are responsible for getting this done, even though you don't own the car.
